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Ride Sharing and Auto Insurance


Considering taking a ride in an Uber cab?  Considering becoming an Uber driver?

Take a look at this:http://www.fsco.gov.on.ca/en/auto/Pages/ridesharing-info.aspx 

The Superintendent of the Financial Services Commission of Ontario (FSCO) has approved fleet auto insurance coverage for the following ridesharing companies:


All drivers, passengers and vehicle owners in Ontario using these ride sharing companies are covered from the moment the app is turned on to the moment passengers exit the vehicle. When the app is turned off, the vehicle owner’s personal auto insurance policy applies.

What you need to know:

Make sure you have the proper coverage; to date only Intact and Northbridge are able to insure these ridesharing programs in Ontario.  If you are using your vehicle for a ridesharing program, be sure to tell your personal auto insurer.  Failing to do so could leave you exposed to loss or damage to your vehicle, injuries to passengers or others, and your own personal injuries.