Travel Insurance

Don’t forget to ask your broker about travel insurance. Even if you are staying in Canada; medical costs can add up and OHIP may not cover them. Consider the following examples of real claims.

Marcella grabbed her luggage from the plane’s overhead bin after landing in Nova Scotia and felt a sharp, stabbing back pain. Airport staff assisted her in disembarking the plane and contacted medics, who requested an ambulance. Doctors diagnosed Marcella with a ruptured disk, requiring back surgery. After 10 days in the hospital, she was discharged with medication and a back brace.
Ambulance fees ………………………………………………………..$790.17
Airport medic fees …………………………………………………… $350.11
In-patient TV charge …………………………………………………..$80.00
Back brace ………………………………………………………………. $300.50
Cane ……………………………………………………………………………$40.00
Prescriptions ……………………………………………………………… $17.48

44-year-old Male: Dangerous Animal Encounter
Wilson was on a fishing expedition in the Yukon. After an eventful day by the water, he went for an evening stroll on the lodge grounds, where he unexpectedly startled a moose and her calf. Wilson tried to back away slowly, but was knocked to the ground by
the moose and thrashed around for several minutes before being abandoned. He was airlifted to Whitehorse where he was treated for multiple contusions, then released.
Air ambulance fees …………………………………………….. $48,000.00
Prescriptions ………………………………………………………………$39.45

60-year-old Female: Fractured Collarbone from Fall
Helene was visiting her daughter in Alberta and fell down the porch stairs. She hit her face on the railing, causing a contusion over her eye and her hip, as well as a fractured collarbone. Her daughter called an ambulance and Helene was admitted for several days
under close observation. She was discharged into her family’s care with a splint and cane to use during recovery.
Ambulance fees ………………………………………………………. $580.12
Prescriptions ………………………………………………………………$34.95
Cane ……………………………………………………………………………$45.00

These examples are based on actual claims with specific traveller details changed to protect privacy.

Travel within Canada coverage is usually inexpensive – and may be worth the piece of mind. Give us a call to discuss your options!

 

A real life reminder:  http://barrie.ctvnews.ca/video?clipId=1170109&binId=1.1272429&playlistPageNum=1