How much life insurance do I need?

Life insurance should be based on your current income, debt, family obligations, and funeral expenses.

If I rent my cottage to others do I need cottage insurance or renters insurance?

If you rent your cottage to others, you may require renters insurance. This depends on how much time you spend in your cottage, and how often you rent it out. Our professional brokers are well-versed in renters insurance and can help you get the best coverage on your seasonal home.

I purchased travel insurance through my travel agency, do I need more?

Many agencies provide the bare minimum in travel coverage. While you may be just fine with your agent’s suggested policy, it never hurts to chat with a broker and make sure you are protected in any potential situation on the road, on the water, or in the air.

Insurance Broker in Bracebridge

Built around the beautiful Muskoka River waterfall, Bracebridge is a town known for its natural beauty. Home to more than 16,000 Canadians, the town draws residents, visitors, business owners, and international travellers each year. With so much to do and see it’s important to prepare for the unexpected.

Ron Johnston Insurance provides various insurance products to our friends and neighbors in Bracebridge. Our job is ensuring you are protected no matter what life throws your way. Some of the policies we specialize in include:

Home Insurance in Bracebridge

Whether you own, rent, or rent to others, your home is more than a roof over your head, it’s where life happens. Home insurance protects you against perils relating to:

Property and structures
Unattached structures (shed, fence, deck, and more)
Belongings
Liability

Your policy can be applied to multiple dwellings/living arrangements, including:

Within your policy, you are covered from a series of standard risks, such as:

Fire
Wind
Lightning
Explosion
Theft
Vandalism

Depending on your home and location, you may also opt for extended coverage, protecting you from additional perils not mentioned in a standard home insurance policy.

Auto Insurance in Bracebridge

To legally drive any vehicle in Bracebridge you must be insured. This is where Ron Johnston has you covered. We provide insurance on an assortment of vehicle types, such as:

You can rest assured that whether your vehicle is struck in a collision, stolen, or at fault in the damage of neighbourhood property, your auto insurance has you covered. Standard auto insurance provides coverage on:

Collision damage
Emergency and tow services
Medical fees
Liability
Uninsured drivers

Life Insurance in Bracebridge

Injury and illness are never on the schedule, but life doesn’t always go as planned. For Bracebridge residents, life insurance is there to support you and your loved ones as you undergo medical treatment, or if funeral arrangements are required. Speak to your broker about the following life insurance products to better understand which fits your needs best:

Commercial Insurance in Bracebridge

Bracebridge hosts businesses in an assortment of industries. Ron Johnston Insurance offers coverage for business of any size, including:

Travel Insurance in Bracebridge

If you’re leaving Bracebridge, you may want to invest in travel insurance. When you leave Canada, your provincial and federal healthcare coverage doesn’t follow you. Travel insurance keeps you from spending out of pocket in cases of: