If I have three cars, do they all need to be insured?

Yes. If you plan for all three vehicles to be on the road, each one must be insured to drive.

I don’t feel old. Why do I need life insurance?

Life insurance is for Canadians of all ages. In fact, many families choose to insure their children as well.

Why do I need cottage insurance? I already have home insurance.

Seasonal properties pose a greater risk for damage or theft because they are unoccupied for a portion of the year. Your cottage is not covered under the scope of your homeowners insurance unless it resides on the same property with your home.

Insurance Broker in Midland

Resting against the backdrop of the Georgian Bay, Midland, Ontario is home to more than 16,000 Canadians, and known for its booming economic impact on Simcoe County. With homes, cottages, apartments, and businesses spanning the Central Ontario township, Midland residents require a wide range of insurance products.

At Ron Johnston Insurance, we work closely with Midland clients to provide bespoke insurance policies at competitive prices. We specialize in:

Home Insurance in Midland

Home insurance policies in Midland provide protection against damage, theft, and injury issues. This coverage extends to:

Property and structures
Unattached structures (shed, fence, deck, and more)
Belongings
Liability

In Midland, it isn’t only homeowners who require coverage, Ron Johnston Insurance provides protection on five categories of home policies, including:

Standard perils covered in a home insurance policy are:

Fire
Wind
Lightning
Explosion
Theft
Vandalism

Midland residents can also choose extended coverage to protect against more specific perils.

Auto Insurance in Midland

To drive in Midland, you must have insurance on all the vehicles you operate. Ron Johnston Insurance offers auto insurance for several automobile types, such as:

Under the umbrella of your auto insurance policy, you can expect standard coverage on:

Collision damage
Emergency and tow services
Medical fees
Liability
Uninsured drivers

Life Insurance in Midland

Life doesn’t always go the way we plan. Fortunately, life insurance is there to protect your investments and your loved ones if you should pass.

There are multiple types of life insurance coverage to choose from. Speaking with an experienced broker is the best way to determine the amount of coverage and the insurance type you require. In Midland, we offer:

Commercial Insurance in Midland

Owning a business in Midland is a big responsibility. Protecting your assets, employees, and brand means insuring your company with the right commercial insurance product, including:

Travel Insurance in Midland

Travelling outside of Canada leaves you exposed to costs for medical expenses which would normally be covered as a Canadian citizen. If you are injured or fall ill in another company, you may be forced to pay out of pocket for medical care. Travel insurance offers coverage on: